How It Operates
The Payoff Loan gives you the energy to cut back multiple high-interest payments into one low-rate payment that is monthly.
A Simple Application Process
Look at your price in as low as three minutes.
Look At Your Price
There aren’t any application charges or commitments, also it will not affect your credit rating.
Select Your Terms
Choose the offer that actually works most effective for you and complete the application. See our prices and terms.
Confirm Your Info
Review your terms, confirm your information and eSign your loan papers. Uncover what you’ll want to get authorized.
Get Your Funds
Your funds to cover down your bank card balances would be electronically deposited into the account.
The way the Payoff Loan Even Compares To Bank Cards
| The Payoff Loan | Charge Cards |
|---|---|
| Dedicated To Getting You Away From Debt | |
| Fixed Monthly Obligations | |
| No Later Payment Fees | |
| Designed to Help Improve Your FICO Rating * |
5 / 5 Stars on Lending Tree
4.7 / 5 Stars on Credit Karma
Great things about a Payoff Loan
Much Better Than Credit
Reduced rates than many bank cards and customizable loan terms.
Quick and easy
An individual, fixed, and affordable payment per month to simplify your daily life.
Credit Increase
Paying down your charge cards can really help enhance your credit score by 40+ points. *
Private Provider
Speak to the friendly and people that are helpful our Costa Mesa, CA workplace.
Fast Application
All it requires is just a couple of minutes to look at your rate online.
Dedicated to Bank Cards
Our loans are created specifically that will help you eradicate high-interest personal credit card debt.
Typical Questions About The Payoff Loan. What’s the Payoff Loan?
The Payoff Loan is a unsecured loan between $5,000 and $35,000 made to expel or reduce your charge card balances. The Payoff Loan was designed to permit you to seize control of the funds and pay your bank cards down faster. This will be permitted by consolidating your high-interest card balances into one payment that is monthly a fixed price and term.
Will checking my rate for the loan that is payoff my credit?
Checking your Payoff Loan price shall maybe not harm your credit. Appropriate we run a hard inquiry, which can impact your credit before you finalize your Payoff Loan. But great news, our users see a typical FICO Score enhance of 40 points *.
What’s the approval requirements for the Payoff Loan?
We are clear about our approval requirements, and then we encourage you to definitely review the approval that is main right here before you distribute the application.
Willing to Begin https://personalbadcreditloans.net/reviews/greenlight-cash-review/?
Always check your price in as low as three minutes.
Checking your rate will not harm your credit rating.
Find Out About
* predicated on a report of Payoff people between February 2019 and August 2019. Payoff users, who paid down at the least $5,000 in bank card balances, saw a normal upsurge in their FICO ® rating of 40 points within four months of receiving the Payoff ® Loan. Specific outcomes can vary.
3200 Park Center Drive, Ste. 800Costa Mesa, CA 92626
Charge Cards
Happy Cash
Payoff works together with Lending Partners whom originate loans. Specific borrowers needs to be at the very least 18 yrs old and have now a valid social protection quantity and a checking account that is valid. All loans are susceptible to credit review and approval. Your real price is determined by credit history, loan amount, loan term, credit usage, credit score, and state of residence. Currently loans are not available in: MA, MS, NE, NV, and WV. Our mailing address is: Payoff, Inc., 3200 Park Center Drive, STE 800, Costa Mesa, CA 92626.
Payoff offers fixed prices between 5.99% APR and 24.99% APR for loan quantities from $5,000 to $35,000. Minimal price for loan amounts above $15,000 is 6.99% APR. Minimal loan amount and APR can vary greatly in a few states. Please see our prices and Terms web page for certain details.