Then you should know some things about construction loans and how they differ from traditional mortgages if this spring is the time for you to finally make your dream home a reality . Because most mortgages have actually the house that is existing collateral, construction loans are noticed as a higher danger and consequently include unique directions and systems for monitoring the method. But you can find advantages that are real well. Building ensures you shall have all you want in your home—exactly where and just how you need it. You aren’t expected to find that in a pre-existing home. Therefore, it may be worth your time to learn about construction loans and how they might help your dream home become a reality if you are ready to build.